...in my experience anyway, is the Creditor's Meeting for a Chapter 7 Bankruptcy proceeding. I've never been audited by the IRS, but I'm pretty sure there's a cavity search involved there (for kicks, I'll bet, as you really wouldn't hide financial records in your ass, would you?), so your clothes wouldn't technically be on now, would they? Oh, and the Creditors? Yeah, they weren't there. And apparently never are. But they have 60 days to object. Yeah, that's fair. If you are summoned to court and don't show, you lose. If your creditors are summoned and don't show, they get 60 days to answer. I'm not saying that the system is slow or anything, but just think of what YOU could do with 60 days.
Anyway, you sit there and answer questions for about 10 minutes. In the "grand scheme" that doesn't really sound too painful, and the answers are all "yes, sir" and "no, sir." If you need to elaborate, the Trustee will ask you to do so.
So I'm sitting there, answering with my "yes, sir/no, sir" answers, elaborating when asked, but all the while my inner monologue is saying "No, sir, and that's because I'm a financial failure" and "Yes, sir, and that's because I suck." and so on and so forth.
In the nine years I've been sober, I haven't really wanted a drink. Until today. Good thing I have Diet Pepsi on-hand and no desire to leave the house...
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